DEVELOPMENT OF MICROFINANCE AS A DIRECTION IMPROVING THE AVAILABILITY OF FINANCIAL RESOURCES FOR SMALL BUSINESS IN KRASNODAR REGION
Issue № 10, 2019, article № 14, pages 110-116
Section: Economics of Farms
Language: Russian
Original language title: РАЗВИТИЕ МИКРОФИНАНСИРОВАНИЯ КАК НАПРАВЛЕНИЕ ПОВЫШЕНИЯ ДОСТУПНОСТИ ФИНАНСОВЫХ РЕСУРСОВ ДЛЯ МАЛОГО ПРЕДПРИНИМАТЕЛЬСТВА В КРАСНОДАРСКОМ КРАЕ
Keywords: SMALL AND MEDIUM ENTREPRENEURSHIP, MICROFINANCE, BANK LENDING, MICROLOAN
Abstract: Financial problems hindering the development of small and medium-sized businesses are characterized. The development of microfinance has been identified as one of the priority areas for ensuring access of small and medium-sized enterprises to financial resources. Based on the comparative analysis of microfinance and bank lending, the main advantages of microloans obtained in microfinance organizations of entrepreneurial financing are revealed. The analysis of activity of Fund of microfinance of subjects of small and average business of Krasnodar region is carried out. The calculation of the comparative effectiveness of microloans and loans provided for investment purposes. The main types of management activities of local administrations aimed at raising awareness of small and medium-sized businesses about the activities of the Fund.
Authors: Artemova Elena Igorevna, Plotnikova Elena Vladimirovna