IMPROVING THE AGRICULTURAL INSURANCE SYSTEM IN THE CONDITIONS OF STRUCTURAL CHANGES IN RUSSIAN AGRICULTURE

Issue № 6, 2024, article № 7, pages 61-69

Section: Investment and innovation in agriculture

Language: Russian

Original language title: СОВЕРШЕНСТВОВАНИЕ СИСТЕМЫ АГРОСТРАХОВАНИЯ В УСЛОВИЯХ СТРУКТУРНЫХ ИЗМЕНЕНИЙ В СЕЛЬСКОМ ХОЗЯЙСТВЕ РОССИИ

Keywords: AGRICULTURAL INSURANCE, STATE SUPPORT, RISKS, AGRICULTURE, EMERGENCY INSURANCE, STRUCTURAL CHANGES, SUBSIDIES

Abstract: The article examines trends and prospects for the development of an agricultural insurance system with state support in the context of structural changes in Russian agriculture. The study analyzed some indicators of structural changes in agriculture, as well as indicators of the volume of insurance with government support. Economic reforms carried out in the country are making the issues of theory and practice of economic risk management in the agricultural sector increasingly relevant. Agricultural insurance is relevant for agricultural production due to the high probability of natural and climatic risks, and, consequently, losses. Since, along with weather risks, there are risks of changes in market conditions, credit risk and others, a systematic approach to risk management in agriculture is required. In recent years, much attention has been paid to the development of the agricultural insurance system, however, the difficulties in developing affordable insurance products and the imperfection of the claims settlement procedure continue to be limiting factors.

Authors: Osinina Aleksandra IUrevna